Your CTC, unpacked.
Type your CTC. See the monthly take-home, both regimes, and where every rupee goes. FY 2025–26, verified against incometax.gov.in.
Monthly in-hand · Waiting for input
Type your annual CTC on the left to see the number.
Or start with a preset
Once you've typed an amount
Three things land in this column.
01
Monthly take-home, line by line
Basic, HRA, special allowance, variable, then PF / PT / TDS pulled out — straight to in-hand.
02
New vs old regime, side by side
A one-line verdict on which regime saves more, with the tax math in plain view underneath.
03
Restructuring levers
NPS, basic ratio, car lease, 80C gaps — what to ask HR, in their own words.
everything runs in this tab · no account · no upload · no log
Common salary brackets
Quick reference — click any row to see the full breakdown.
₹8 LPA ₹62,867 0.0% ₹10 LPA ₹79,533 0.0% ₹12 LPA ₹96,200 0.0% ₹15 LPA ₹1,13,387 6.3% ₹20 LPA ₹1,47,250 9.5% ₹25 LPA ₹1,78,507 12.6% ₹30 LPA ₹2,07,174 15.7% ₹40 LPA ₹2,64,507 19.6% ₹50 LPA ₹3,21,841 21.9%
New regime · Bengaluru · FY 2025-26 · PF on · zero deductions